Xbox One online checks vs. convenience

I wanted to know what people thought about the Xbox One and its 24 hour online check, or at least the one benefit that I can think of. While undoubtedly having its problems, the 24 hour checks are necessary for being able to hot swap games without using discs.

Is that a worthy trade off?

I kind of think it is, but I accept that I’m lucky enough to live somewhere with decent and affordable broadband. I don't really have any good mates who enjoy gaming as much as myself, so the game lending doesn't really factor for me (I understand I am probably not a majority).

I'd prefer no mud slinging here, just interested in what people think :)

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